Senior AML Analyst, Investigations

United States

Closing in 15 days

Circle is a financial technology company at the epicenter of the emerging internet of money, where value can finally travel like other digital data — globally, nearly instantly and less expensively than legacy settlement systems. This ground-breaking new internet layer opens up previously unimaginable possibilities for payments, commerce and markets that can help raise global economic prosperity and enhance inclusion. Our infrastructure – including USDC, a blockchain-based dollar – helps businesses, institutions and developers harness these breakthroughs and capitalize on this major turning point in the evolution of money and technology.

What you'll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: Multistakeholder, Mindfulness, Driven by Excellence and High Integrity. Circlers are consistently evolving in a remote world where strength in numbers fuels team success. We have built a flexible and diverse work environment where new ideas are encouraged and everyone is a stakeholder.

What you'll be responsible for:

Circle is looking for an Anti-Money Laundering (AML) Investigator to join our Compliance Operations Team helping detect suspicious/illegal behaviors and patterns with a focus on the Suspicious Activity Reporting (SAR) process. In this role, you will investigate customer activity on Circle products and follow Circle policy and standards, as well as compliance obligations in determining course of action. The ideal candidate is a highly motivated, inquisitive individual with a background in AML compliance, who enjoys analytical challenges and isn't afraid of large datasets.

What you'll work on:

  • Conducting comprehensive investigations of potentially suspicious activities such as money laundering, terrorist financing, fraud, sanctions violations, etc. and determining required action.
  • Drafting and filing SARs to enforcement networks, and document decisions not to file a SAR - exercise independent judgment and discretion handling sensitive cases.
  • Performing transaction monitoring alert reviews to be able to identify when activity requires further investigation.
  • Tracing and analyzing flow of funds using blockchain analytic tools.
  • Assisting in tracking and completing requests from law enforcement, banking partners, and additional internal/external stakeholders.
  • Enhancing and improving current procedures and controls.
  • You will aspire to our four core values:

  • Multistakeholder - you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful - you seek to be respectful, an active listener and to pay attention to detail.
  • Driven by Excellence - you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals.
  • High Integrity - you seek open and honest communication, and you hold yourself to very high moral and ethical standards. You reject manipulation, dishonesty and intolerance.
  • What you'll bring to Circle:

  • Bachelor's degree in related field, Graduate Degree in Law, Business, or Intelligence Studies preferred.
  • 4+ years of experience working for a financial institution on AML investigations, ideally conducting blockchain investigations.
  • Strong analysis skills, attention to detail and organization skills.
  • Experience analyzing large transactional data sets; SQL experience preferred.
  • Strong communication skills and ability to develop relationships across the organization and collaborate.
  • Experience working with blockchain forensic tools (e.g., Chainalysis, Elliptic, TRM Labs).
  • Proven experience filing SARs; knowledge of SAR filing best practices.
  • Work well under pressure and tight deadlines.
  • CAMS or CFCS certification preferred.
  • Experience/familiarity with Slack, Apple MacOS and GSuite.
  • Additional Information:

  • This position is eligible for day-one PERM sponsorship for qualified candidates.
  • Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

    Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

    Base Pay Range: $90,000 - $120,000

    Annual Bonus Target: 12.5%

    Also Included: Equity & Benefits (including medical, dental, vision and 401(k)). Circle has a discretionary vacation policy. We also provide 10 days of paid sick leave per year and 11 paid holidays per year in the U.S.

    We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.


    Job details


    Senior AML Analyst, Investigations




    United States


    April 02, 2024

    Application deadline

    May 02, 2024

    Job type




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